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Our role is to provide you with the best insurance value that combines coverage, service and price. We also provide personalized, quality service that includes professional insurance advice, ongoing policy maintenance and claims support. When any issue arises regarding your insurance coverage, we are your advocate, using our professional experience to best represent your individual interest
How we get Paid for our Services
|Insurance Company or Intermediary||Personal Auto and Umbrella||Personal Property||Commercial Auto and Surety||Commercial Property|
|*Aviva Insurance Company||9 – 12.5%||12.5 – 20%||10 – 12.5%||15 – 20%|
|*Economical Mutual Insurance Company||10 – 12.5%||17.5 – 20%||10 – 12.5%||20%|
|*Intact Insurance Company||10 – 12.5%||15 – 20%||10 – 12.5%||20%|
|*Portage LaPrairie Mutual Insurance Company||10 – 12.5%||15%||10 – 12.5%||20%|
|*Perth||10 – 12.5%||15%||n/a||n/a|
|*RSA, Facility||10 – 12.5%||20%||6 – 12.5%||15 – 20%|
|Agile Underwriting Solutions||n/a||15%||n/a||15 – 20%|
|*Wawanesa Mutual Insurance Company||10 – 12.5%||20%||10 – 12.5%||20%|
From time to time we will be offered a sales incentive by our insurance companies to encourage us to grow our portfolio with them. These incentives may include:
Contingent (Profit) Commission
In order for us to maintain strong relationships with quality insurers, we work with each to provide the type of business they desire. The insurers with an asterisk (*) noted above recognize our efforts through a Contingent Commission contract. Payment of this Contingent Commission depends on a combination of growth, profitability (loss ratio), volume, retention and increased services that we provide on behalf of the Insurer. Contingent Commission is not guaranteed. For detailed information on Contingent Commission, please go to the individual company’s website.
If you have any questions, please contact us.