PharmaCover: Professional & malpractice liability insurance for pharmacists & pharmacy technicians
Westland MyGroup is pleased to offer registered pharmacists and pharmacy technicians professional liability errors and omissions (E&O) insurance with coverage limits of $2,000,000 and $5,000,000. This essential coverage safeguards pharmacy professionals against legal claims, financial risks, and regulatory challenges.
Why choose PharmaCover?
PharmaCover provides comprehensive liability protection tailored for pharmacists and pharmacy technicians. Our coverage meets all provincial and territorial regulatory college requirements, ensuring you stay compliant and have peace of mind while focusing on patient care.
We offer:
Claims-made covers you when claims are filed, while occurrence-based covers incidents that happen during the policy—even if claims come later.
Stay protected for past professional activities, ensuring continuous coverage even if a claim arises from earlier work.
Whether you work on-site or off-site, across different provinces and territories, your coverage moves with you.
Includes protection for prescription adaptations, renewals, vaccinations, and injections, so you're covered for key professional services.
Our pharmacy-focused claims specialists handle cases quickly and efficiently, helping you resolve claims with minimal disruption.
Get market-leading rates without compromising on coverage, ensuring you receive exceptional benefits at an affordable price.
What’s does E&O insurance cover?
Professional & malpractice liability protection
Negligence & errors – Covers mistakes in dispensing, prescribing, or consulting.
Legal defense costs – Includes legal fees and settlement expenses.
Regulatory & licensing protection – Covers disciplinary investigations.
Prescription errors – Protection for incorrect dosages, contraindications, and adverse reactions.
Additional coverage options
Vaccinations & injections – Liability protection for administering immunizations.
Prescription adaptations & renewals – Covers liability for modifying or extending prescriptions.
Cyber liability protection – Covers privacy breaches, ransomware attacks, and business interruptions.
Coverage & pricing
| Profession | Liability limit | Aggregate limit | Annual premium |
|---|---|---|---|
| Registered pharmacist | $2,000,000 liability | $4,000,000 aggregate | $195 |
| Registered pharmacist (recommended for hospital employees) | $5,000,000 liability | $5,000,000 aggregate | $355 |
| Graduated pharmacist student/intern | $2,000,000 liability | $4,000,000 aggregate | $75 |
| Registered pharmacy technician | $2,000,000 liability | $4,000,000 aggregate | $125 |
| Registered pharmacy technician (recommended for hospital employees) | $5,000,000 liability | $5,000,000 aggregate | $175 |
| Graduated pharmacy technician student/intern | $2,000,000 liability | $4,000,000 aggregate | $75 |
Coverage applies to claims arising from lawsuits in Canada and includes professional services provided within your scope of practice, such as counseling and providing professional opinions.
Get the coverage you need!
Let us simplify your personal professional liability insurance experience. Our tailored insurance packages ensure you get the right coverage for your needs with minimal effort. Instant policy notifications keep you up to date, so you can focus on your career while we handle the details.
Registered Pharmacists – July 1st common renewal date
Registered Pharmacy Technicians – January 1st common renewal date
Please direct any questions to [email protected] or by phone at 1-844-999-7687.
Westland MyGroup is a registered tradename under Westland Insurance Group Ltd, headquartered in Surrey, British Columbia. Westland MyGroup is licensed in NB, PE, NS, ON, MB, SK, AB, BC.
Westland MyGroup is affiliated with MyGroup Insurance Broker Limited, a division of Westland Insurance Group Ltd. MyGroup Insurance Broker Limited is licensed in NL, NB, PE, NS, ON, AB, BC, NU, Yukon and NWT.