PharmaCover: Professional & malpractice liability insurance for pharmacists & pharmacy technicians
Westland MyGroup is pleased to offer registered pharmacists and pharmacy technicians professional liability errors and omissions (E&O) insurance with coverage limits of $2,000,000 and $5,000,000. This essential coverage safeguards pharmacy professionals against legal claims, financial risks, and regulatory challenges.
Why choose PharmaCover?
PharmaCover provides comprehensive liability protection tailored for pharmacists and pharmacy technicians. Our coverage meets all provincial and territorial regulatory college requirements, ensuring you stay compliant and have peace of mind while focusing on patient care.
We offer:
Claims-made covers you when claims are filed, while occurrence-based covers incidents that happen during the policy—even if claims come later.
Stay protected for past professional activities, ensuring continuous coverage even if a claim arises from earlier work.
Whether you work on-site or off-site, across different provinces and territories, your coverage moves with you.
Includes protection for prescription adaptations, renewals, vaccinations, and injections, so you're covered for key professional services.
Our pharmacy-focused claims specialists handle cases quickly and efficiently, helping you resolve claims with minimal disruption.
Get market-leading rates without compromising on coverage, ensuring you receive exceptional benefits at an affordable price.
What’s does E&O insurance cover?
Professional & malpractice liability protection
Negligence & errors – Covers mistakes in dispensing, prescribing, or consulting.
Legal defense costs – Includes legal fees and settlement expenses.
Regulatory & licensing protection – Covers disciplinary investigations.
Prescription errors – Protection for incorrect dosages, contraindications, and adverse reactions.
Additional coverage options
Vaccinations & injections – Liability protection for administering immunizations.
Prescription adaptations & renewals – Covers liability for modifying or extending prescriptions.
Cyber liability protection – Covers privacy breaches, ransomware attacks, and business interruptions.
Coverage & pricing
| Profession | Liability limit | Aggregate limit | Annual premium |
|---|---|---|---|
| Registered pharmacist | $2,000,000 liability | $4,000,000 aggregate | $195 |
| Registered pharmacist (recommended for hospital employees) | $5,000,000 liability | $5,000,000 aggregate | $355 |
| Graduated pharmacist student/intern | $2,000,000 liability | $4,000,000 aggregate | $75 |
| Registered pharmacy technician | $2,000,000 liability | $4,000,000 aggregate | $125 |
| Registered pharmacy technician (recommended for hospital employees) | $5,000,000 liability | $5,000,000 aggregate | $175 |
| Graduated pharmacy technician student/intern | $2,000,000 liability | $4,000,000 aggregate | $75 |
Coverage applies to claims arising from lawsuits in Canada and includes professional services provided within your scope of practice, such as counseling and providing professional opinions.
Get the Right Protection
Westland MyGroup’s advisors specialize in pharmacy E&O coverage, ensuring you get the right policy tailored to your specific risks.
Apply now:
Download an application from the drop-down list below.
Fill and sign the form.
Specify your preferred payment method in the form.
Submit your application: email to commercialprograms@westlandmygroup.ca or fax to 1-866-966-0969
Have questions? Call us at 1-888-994-9876
Applications are processed within two business days. Proof of insurance will be issued upon completion.
PharmaCover ensures that you’re protected, supported, and confident in your professional role. Secure your coverage today!
Application forms
Sobeys Group - Registered Pharmacists
- Alberta & Saskatchewan – July 1st common renewal date
- British Columbia & Manitoba Application – July 1st common renewal date
- New Brunswick, Newfoundland and Labrador & Nova Scotia Application – January 1st common renewal date
- Ontario Application – March 1st common renewal date
- Prince Edward Island Application – April 1st common renewal date
Sobeys Group - Registered Pharmacy Technicians
- Alberta, Saskatchewan, New Brunswick, Newfoundland and Labrador & Nova Scotia Application – January 1st common renewal date
- British Columbia & Manitoba Application – January 1st common renewal date
- Ontario Application – March 1st common renewal date
- Prince Edward Island Application -April 1st common renewal date